Many caregivers have to adjust their own retirement plans because they need to support their parents and aging relatives, reports Financial Post.

Though tax credits are offered to caregivers, the outlet finds the costs of home care, nursing homes and equipment are often more than people expect—as well, many expenses aren’t fully covered by the strained healthcare system.

Read: How to discuss a PoA for personal care

For example, “a good wheelchair really does cost $4,000 to $5,000, [and] a new walker can cost $400 to $500.” In fact, one woman who was interviewed spent more than $50,000 over eight years on her mother’s care.

Read more on caregivers’ challenges in Canada.

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