People inclined to rely on out-of-country travel insurance coverage from their credit card company need to get them to verify in writing that they will allow private coverage as a top-up to credit card travel insurance.
With the holiday season upon us people are planning their winter vacations. Many will buy travel insurance, while others assume they are covered by their group insurance plan. But out-of-country group insurance benefits are handled by a third party, not the insurance company supplier. So what happens if:
If your clients older than 65 are applying for insurance, underwriters are mainly concerned about unexplained falls.
It’s the beginning of the third quarter, and the big year-end push is on.
Term insurance is a favourite of both insurance advisors and the buying public. It’s simple and reasonably inexpensive. But here's the downside.
It’s crucial for clients to be in the right products.
Successful marketing of life and living benefits insurance starts with putting yourself in the mindset of your prospect or client and remembering that every decision starts with an internal desire or an external influence.
Leveraged loans are risky, but that hasn’t stopped insurance advisors from touting them, with most positioning them as the ultimate living benefit of a death benefit product.
With the RRSP deadline looming, the focus is clearly tilted to the "wealth accumulation" conversation. But RRSP season is also the perfect time to bring up the insurance conversation.
Did you know that there are still lots of endowments in existence and that the endowment is a life insurance oxymoron?