Your home town might not be the best place to get the most out of your retirement.

Property taxes may be too high to handle on a pensioner’s budget. There may be too few doctors available to take care of you. Or it might be just too darn cold.

For Canada’s Best Places to Live 2016, MoneySense looked at more than 200 communities across Canada and named the best places to start a family, establish a life as a new Canadian and to retire in comfort and security.

The top 10 places to retire are:

10. Nelson, B.C.

9. Kingston, Ont.

8. Collingwood, Ont.

7. Port Credit, Ont.

6. Joliette, Que.

5. Victoria, B.C.

4. Stratford, Ont.

3. Toronto, Ont.

2. Ottawa, Ont.

1. Rimouski, Que.