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Email Your Client: Reach out to a young prospect who’s a good saver

Here’s some sample wording you can use in a client email aimed at connecting with a younger investor or prospect who’s shown real prowess in…

  • April 14, 2014 April 14, 2014
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Planner: Silent auction, a post-budget training reward for young investors

Here’s an idea for a fun event you can use to follow your Celebrity Budget workshop. Or you can simply hold the event on its…

  • April 14, 2014 April 14, 2014
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Presentation: Investment portfolio components

To make it easier for you to prepare materials for clients, we’ve developed this text for a slideshow about which elements go into an investment…

  • April 14, 2014 April 14, 2014
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什么是互惠基金

互惠基金本质上是指向愿意投资一篮子股票和债券的人所募集的资金池。 普通人从中得到的好处很明显：用1000元买谷歌公司的股票，您只能买到一、两股；但如果您把这1000元投进互惠基金，您就可和其他投资者共享一篮子投资的所有权。 这样能降低风险，因为您的投资组合更多元化。如果需要用钱，互惠基金变现也十分容易。但最重要的是，如果您是新手投资者或不愿花大量时间选股，互惠基金则可让专业的选股人员替您做投资决定。 主动管理与被动管理 互惠基金的管理方式基本分为两种：主动型和被动型。主动管理型基金的基金经理会选择回报较高的股票和其他投资工具，力图取得超过各类市场指数的业绩，如：标普/多伦多交易所（S&P/TSX）综合指数。 与此相反，被动管理型基金（即指数基金）则用计算机程序自动选择股票，是为了反映特定指数的表现。您可以把这类基金看作自动运转投资。 管理费 那么，为什么有人不要主动管理型基金，而选择被动管理型基金呢？很简单：因为管理费。 让一个团队的基金经理昼夜不停地辛劳工作，为一支基金选择应纳入的投资选项，这会产生成本—管理费用比率通常在1.5%到2.5%之间。管理费主要用于支付基金管理团队的薪水，还有研究开支和行政开支；但这会侵蚀基金的收益。 相比之下，指数型基金的费率较低，通常介于0.35% 到1%之间，因为不需要太多人为管理。 结论：如果一支主动管理型基金的长期业绩表现很出色，并且您认为这种趋势可以延续下去，那么支付额外的费用也是值得的。如果您仅仅只求分散风险，指数型互惠基金的成本则更低。 选择基金时，您需要考虑哪种类型的基金最适合您的投资期和人生阶段。

  • By: 员工
  • April 14, 2014 April 14, 2014
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Keep your portfolio up to date

As the market evolves, so should your portfolio. Make sure it gets the regular maintenance it needs.

Investing in antique instruments

Sound out this atypical asset—antique musical instruments.

Action idea – How safe is your yield?

Need to get your client thinking about their investment yield? Try this tip.

  • March 24, 2014 March 24, 2014
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How safe is your yield?

Make sure you can stomach the risks of short-term investments before loading up.

  • By: David Barr
  • March 24, 2014 July 17, 2018
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Understanding factor-indexed ETFs

Factor-based exchange-traded funds are designed to get you returns that fall beyond those of traditional ETFs, which are based on a stock’s market capitalization.

Diversify with a bike

Collectible motorbikes, symbols of rebellion and liberty, can also be sources of something decidedly conservative: capital preservation.

Be a forward-thinking investor

It’s human nature to look at past performance to try and gauge what the future holds.

  • By: Staff
  • March 11, 2014 March 11, 2014
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Action idea – This is what an investment costs you

Need to get your client thinking about what an investment costs them? Try this tip.

  • March 5, 2014 March 5, 2014
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Smart investors avoid chasing yields

In this market, it's tempting to scrap low-return investments for riskier fare. But the move can have unintended consequences.

Conversation starter – Look to small caps for big returns

Ask your client, “Do you believe the market price of a company always reflects its true value?”

  • February 21, 2014 February 21, 2014
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Alternatives to market-cap ETFs

Learn how exchange-traded funds are designed to outperform.

  • By: Staff
  • February 18, 2014 July 17, 2018
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The importance of undistributed earnings

Modern portfolio theory suggests you should value stocks based on the sum of discounted dividend cash flows — called the dividend discount model (DDM).

Quiz: How do emotions affect investments?

How do Canadians stack up when it comes to risk and decision-making for their investments?

  • By: Staff
  • February 10, 2014 February 10, 2014
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Trade shares the right way

Why knowing when to sell is just as important as knowing when, and what, to buy.

Be a confident investor

While you’ve taught your clients the fundamentals of investing, it’s important to reinforce the knowledge you’ve imparted—especially with newer accounts.

  • By: Staff
  • January 28, 2014 January 28, 2014
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Invest in what you know

Are you able to explain your investment thesis in three sentences? You should be.

Value investing rewards patience

Stock prices may go up and down, but over the long term, it can be the real value of a business that counts.

Conversation starter – Value investing rewards patience

Ask your clients, “Are you a patient person, or do you prefer immediate results?”

  • January 16, 2014 January 16, 2014
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Conversation starter – 3 ways to get clients to open up about risk

Here are three ways to help uncover your clients’ capacity for risk:

  • January 13, 2014 January 13, 2014
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The new road to yield

Saving for your post-career years used to be a piece of cake. But those days are gone.

  • By: Staff
  • January 13, 2014 August 1, 2018
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Generating yield with non-traditional asset classes

To generate income in this era, investors must look toward new types of investments that fall between traditional bonds and equities.

  • January 13, 2014 January 13, 2014
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