Halloween is still weeks away, but the after effects of the crisis are haunting the U.S. housing market year-round.

Almost half of the 525,000 bank-owned foreclosed homes are still occupied by the previous owners, reports ft.com. These “vampire properties” couple with “zombie properties,” which are the 150,000 houses that’ve been vacated by their owners but haven’t completed the foreclosure process.

This means there are about 400,000 homes that will hit the housing market in the coming years, adds ft.com.

Read more.

Also read:

Real estate investing drives U.S. housing

U.S. doesn’t need QE

Look beyond Canadian housing for yield