One of the key causes of the financial crisis might be making a comeback. That’s because some U.S. firms are bundling riskier mortgages and selling them without government backing, reports bloomberg.com.

But what’s different this time is that these securities aren’t called subprime. Also, the firms that are involved in these loans say they’re taking on the larger portion of risk, so as to not repeat the mistakes of the past.

Seer Capital Management, Angel Oak Capital and Macquarie Group Ltd. are among some of the firms that’ll be packaging loans from borrowers who can’t qualify for a typical mortgage, and selling to investors.

Read more.

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