BMO Insurance has launched two guarantee options: the BMO GIF 75/75 and the BMO GIF 75/100.

Both products include BMO Low Volatility Canadian and U.S. Equity ETFs, which have 100% equity content, and six actively-managed BMO ETF Portfolios that offer fixed-income or equity content. But the BMO GIF 75/75 is designed for professionals and business owners seeking downside risk, while the BMO GIF 75/100 is for retirees seeking estate protection.