Goldman Sachs’ net income fell 11% in the April-to-June period; the investment bank says its clients traded less and made fewer deals as global financial markets turned volatile.

The bank has also faced a slew of problems in recent months, causing investor confidence to erode. Not only was it fined $22 million in April and blamed for ignoring client interests by former employees, Gupta was found guilty of insider trading last month.

The bank said its net income available to common shareholders fell to $962 million, or $1.78 per share, over the last quarter. That compares with $1.09 billion, or $1.85 per share, a year ago.

Still, it’s far more than the $1.17 per share that analysts were expecting, and it seems the bank has big plans for the future.

Along with the recent release of its bond trading platform called G Sessions, the bank has announced plans to build an in-house bank to lend money to wealthy people and companies, reports The Wall Street Journal. The creation of the new unit is in response to the harsh climate on Wall Street.

It will loan directly to corporations, some of whom already invest and do business with Goldman. Bank execs have set a goal of $100 billion in loans, up from $12 billion.

Goldman Sachs’ stock jumped up $1.82 to $99.50 in premarket trading.