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Saving for home

Why aren’t more advisors incorporating home equity into retirement plans?

New research looks at what's preventing advisors from recommending home equity release schemes

Wooden box lined with hay from the chicken eggs

Canadians’ confidence in ability to retire on time plummets: Report

A new survey shows Canadians anticipate working an average of six years longer than they would like

  • By: Staff
  • June 26, 2023 June 26, 2023
  • 15:31
RRIF advice

Planners need to see ‘the bigger picture’ on RRIF withdrawals, study says

Financial planners must consider the complexity of client circumstances, according to research from FP Canada's foundation

Interior view of the Canada Commons of Parliament, Ottawa

Industry groups call for changes to RRIF rules

The Finance Department is studying RRIFs in response to a House of Commons motion

Side view of a serious businessman scrolling on a tablet

Canadians now expect to need $1.7M in order to retire, finds survey

Heading into RRSP season, many investors are shying away from markets

Side view of a serious businessman scrolling on a tablet

Retirement planning myths and misconceptions persist: IG Wealth

Nearly half of Canadians think they will be able to retire comfortably by just investing in an RRSP

  • By: Staff
  • February 1, 2023 February 1, 2023
  • 10:55
senior couple worrying about their money situation

How inflation affects OAS timing

Three case studies to help clients choose when to begin their benefits

  • By: Lea Koiv
  • January 5, 2023 June 30, 2023
  • 14:34
retirement planning

Older Canadians mostly confident about aging and retirement: survey

A report found those over 80 were more positive about aging than younger retirees

senior couple

Retirement incomes prove better than expected: StatsCan

Study finds post-work incomes are adequate for most new retirees

Eggs on nest

Most employer retirement plans don’t support decumulation: report

Less than 5% of pension programs administered by the largest insurance companies offer decumulation options, finds the C.D. Howe Institute

  • By: Staff
  • October 25, 2022 October 25, 2022
  • 15:40
Wooden box lined with hay from the chicken eggs

Move away from DB plans puts pressure on global pensions

Canada's pension score improved slightly from last year but its ranking dropped to 13th, a report says

Side view of a serious businessman scrolling on a tablet

Retirement in Canada is becoming less secure: report

Canada dropped in Natixis' annual ranking as inflation, interest rates and income inequality took a toll

  • By: Mark Burgess
  • September 13, 2022 September 13, 2022
  • 12:14

How should inflation affect retirement withdrawal rates?

Experts at the Morningstar Investment Conference discussed strategies for anxious retirees

senior couple

Assets surge but retirement challenges remain

Savings needs have risen alongside wealth, a C.D. Howe report says

Wooden box lined with hay from the chicken eggs

DP pools should be available to more retiring Canadians, report says

Today's retirees need more decumulation options, the report argues

  • By: Katie Keir
  • November 16, 2021 November 16, 2021
  • 14:01
portrait of a senior woman standing with a small tree

Not-so-OK boomer: Retiring workers to intensify labour shortages

Labour scarcity is likely to curb growth and boost inflation, RBC warns

Senior couple doing the income tax declaration online

Canadians’ retirement outlook remains resilient: report

However, retirees have seen their retirement plans disrupted by the pandemic

Airplane in the sky and cloud at sunrise

Autopilot OK for DC plans, says FSRA

New guidance confirms that auto-enrolment mechanisms are permitted

  • By: Staff
  • November 8, 2021 November 8, 2021
  • 15:07
senior couple on a rollercoaster

How much risk is enough?

Clients who run out of money in retirement could bring negligence claims against too-conservative advisors

Indian Couple Meeting With Financial Advisor At Home

4% rule is no longer an ideal retirement strategy, Milevsky says

The York University professor laid out his concerns at an event this week

father and son conversation

Pandemic sparks worries for those nearing retirement, poll finds

More Canadians expect to outlive their savings

Side view of a serious businessman scrolling on a tablet

CARP partners with Purpose Investments to promote longevity fund

Association members will get a reduction in management fees

  • By: Staff
  • August 10, 2021 August 10, 2021
  • 12:51
HALFPOINT / ISTOCKPHOTO WITH FILES FROM ANNA GRIGORJEVA / 123RF STOCK PHOTO; ICONS: 123RF STOCK PHOTO

OSC names members of Seniors Expert Advisory Committee

Members will serve a one-year term

  • By: Staff
  • June 2, 2021 June 2, 2021
  • 14:40
senior couple

Purpose looks to fill retirement income gap with longevity fund

The fund has characteristics of an annuity or pension, with monthly lifetime distributions when investors turn 65

Eggs on nest

How sustainable is the CPP?

A panoramic view of the next 75 years

  • By: Jim Otar
  • May 14, 2021 June 30, 2023
  • 13:58