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When a client might cut off an adult child

You have a new client and learn he has a 32-year-old son who still lives at home. The couple has two other adult children who…

How does a pension affect a client’s asset mix?

No one would consider a defined-benefit pension to be a retirement problem. But when a significant slice of an investor’s retirement income will come from…

Advisor analysis – Marie DeLauretis

A top priority for Edward should be cash flow planning. This will require a close look at his post-divorce expenses, sources of income and acquired…

Income source surprise

Nearly 25% of Canadians are hoping to fund their retirement with their homes.

Help clients prioritize retirement

Saving for retirement has taken a back seat to debt repayment.

  • By: Staff
  • March 17, 2014 September 6, 2018
  • 05:55

Edward: Retirement Resource Centre Case Study

Edward has a modest income but, post-divorce, received a substantial settlement. What can he do to make the most of his assets, help his children…

  • March 17, 2014 April 21, 2023
  • 00:00

Advisor analysis – Zena Amundsen

One of Edward’s first steps would be to update his estate plan, starting with a new will, power of attorney and health directives.

Seniors are richer than you’d think, says study

Older Americans fared best during the recession.

  • By: Staff
  • March 3, 2014 September 6, 2018
  • 05:55

Hot topic: Which is a better retirement planning tool—RRSP or TFSA?

RRSP or TFSA: Where to stash your retirement cash?

  • February 20, 2014 April 21, 2023
  • 00:00

Four in 10 Canadians aren’t retiring on time

While 80% of Canadians nearing retirement believe they’ll choose when they leave their careers, in reality 41% of retirees say they left sooner than expected.

  • By: Staff
  • February 18, 2014 September 6, 2018
  • 05:55

Majority will hit retirement goals

More than half of Canada’s future retirees (55%) are comfortable that they are on track to achieve their retirement goals, on par with 2012 results…

  • By: Staff
  • February 6, 2014 September 6, 2018
  • 10:17

Seniors say they know it all when it comes to finance

Canadian seniors are more likely than other age groups to give themselves a high mark for overall financial knowledge, shows BMO Financial Group’s third annual…

  • By: Staff
  • February 3, 2014 September 6, 2018
  • 05:55

Currency risk in a retirement portfolio

In late January, the loonie flirted with $0.90 USD, its lowest level since the summer of 2009. For retirees who spend time in the US…

When fear gives way to greed

Warren Buffett famously advised investors to be greedy when others are fearful, and fearful when others are greedy. Of course, the reason this strategy is…

Preventing POA abuses

When presented with a POA document, Harold Geller, a civil litigator with Ottawa-based Doucet McBride LLP, says advisors should focus on a few basics.

Dealing with POA abuse

Government stats estimate as many as 10% of seniors are victimized by elder abuse.

Boomers remain shaken by 2008 rout

In broad strokes, boomers have spent much of their lives embracing risk. This generation was one of the most entrepreneurial, allowing many to accumulate substantial…

  • By: Staff
  • January 20, 2014 September 6, 2018
  • 05:55

Investors turning to the web for RRSPs

With RRSP season in full swing, it’s likely most clients are scheduling meetings with their advisors. But not all—a healthy number of RSP contributors are…

Global equity appeal stronger than ever

Low interest rates. Longer lifespans. Slow economic growth. A government that’s tightening its belt. Are the retirement challenges of the New Year—and plenty of years…

Stress-testing a will

Under the law, a person drawing up a will is free to make whatever will he or she wants to make. But while a person…

Hadfield’s astronomically busy retirement

Retirement doesn't mean successful clients need to slow down. Take Canadian astronaut Chris Hadfield, who retired from space exploration in 2013.

  • By: Staff
  • January 10, 2014 September 6, 2018
  • 00:00

Retirement still not a high priority — are advisors to blame?

With every RRSP season comes another survey stating that Canadians still aren’t planning for retirement

Participating insurance works for retirees

Fewer life insurance companies selling participating insurance now than there were 30 years ago.

Estate planning for wealthy seniors

Josef is a 90-year-old widower with three children, six grandchildren and two great-grandchildren

Advisor analysis – Bruce Campbell

Advisors have the ultimate responsibility of knowing the client and determining whether any particular investment product may be suitable for them. As a Sun Life…