Area 52: Know your pension adjustments
What advisors need to know about pension adjustments.
- By: Dean DiSpalatro
- February 19, 2013 September 6, 2018
- 05:55
What advisors need to know about pension adjustments.
I would start by asking, "What do you want?" and then "Why" like an incessant two-year-old as long as they can handle it. For example,…
The majority of Canadians between ages 18 and 34 aren’t confident about their savings skills.
The majority of Canadians (60%) plan to invest in their retirements this year. But does that matter?
Volatile markets make clients unsure about when they’ll stop working. How to plan for an uncertain time horizon.
Many Canadians aged 45 to 54, the first age group to be affected by the OAS age increase proposed by the government, were already planning…
Although the idea of financial planning is now well accepted, planners still face a number of hurdles.
GICs have never enjoyed much respect from investors or their advisors.
he federal government recently made significant changes to the Canada Pension Plan (CPP) and Old Age Security (OAS). Will the new rules make a big…
In 2011, 248,748 people became permanent residents of Canada1, arriving from all corners of the world. They are managers, professionals, skilled and technical workers, clerical…
Global equity and real estate returns boosted Canadian pensions in Q4 2012.
George and Teresa had planned to retire when George, who has a defined-benefit pension, turns 60 in three years.
An insurance trust is a tool that can allow a policy owner to control the timing and use of insurance proceeds following the death of…
Knowing the best time to apply for CPP depends on how long you think you'll be alive
I focus all my energy on what I can control and don’t stress about the rest.
Canadian insurers have gone through two rounds of price increases since December 2010. Does pricier insurance still make sense for clients who want to leave…
Avoiding Canadian winters by heading to the warmer climate of the southern United States has long been a common goal for Canadian retirees. These snowbirds…
Set it up and leave it alone?
Retirement may be the new 40, some advertisers suggest: Retirees are only as old as they feel, and the world is their oyster. That may…
Every RRSP season, we try to think up clever campaigns in an effort to mine retirement assets—I like to call it the Old Rush.
Which is better?
Latté or buzz juice? Health drink or tea? A client’s choice speaks volumes about the generational landscape.
Besides what TV program is on at noon, the big question for soon-to-be retirees is how much money they will need to survive in their…
The next generation is cynical, suspicious and cheap. Reality bites
What happens at retirement?