Despite slow economic recovery, credit conditions are stable, the agency says
The economy lost almost 213,000 jobs in January, compared with 259,000 added last month
Household debt as a proportion of income rose in Q4 to 175% from 170.8% in the previous quarter
The gain was the biggest in six months
That compares with a deficit of $11 billion in the April-to-December period a year earlier
That marked the sharpest increase in seven months
U.S. is poised to reach potential herd immunity thresholds by the end of Q2
December's dip marked the largest decline since the low of April
The scenario will examine the impact of a severe global downturn and other factors
Sales down in December, but not as sharply as feared, a Scotia report said