When people think of income planning, they usually think of retirement. Prior to retirement, Canadians are mainly concerned with paying debt and accumulating retirement assets, so they ignore income-planning opportunities.
Sooner or later, every homeowner is going to face the decision that my neighbour is about to make. She is of an age and life stage where it makes sense to sell her house and move into a home that requires less upkeep and physical demands. Of course, deciding to move is only part one […]
Back to Almost There home page Ongoing market volatility and global unrest continue to leave Canadians feeling unsettled about retirement, according to the most recent results of the Russell Financial Health Index. The second quarter reading of the online tool shows financial health has declined to the lowest level since inception in late 2008. The […]
Set it up and leave it alone?
The death of the Canadian income trust phenomenon has given the Canadian high yield market a new lease on life. Despite being around for decades, the market for high-yield bonds—formerly known as junk bonds—has stayed relatively small in Canada, especially in comparison to the market south of the border. But if experts at the recent […]
Sun Life Financial and CI Investments have added several new investment options to the SunWise Essential Series lineup, including mandates from Sun Life Global Investments and CI Investments. “Creating secure income for their retirement years is a high priority for Canadians,” said Kevin Dougherty, president, Sun Life Financial Canada. “The additions to the SunWise Essential […]
AlphaPro Management has announced the launch of a new exchange traded fund that employs a covered-call strategy on a portfolio of 30 of Canada’s largest stocks. The Horizons AlphaPro Enhanced Income Equity ETF began trading today on the TSX. The ETF manager, Eden Rahim, vice-president and portfolio manager with JovInvestment Management, will write primarily near-term, […]
Claymore Investments has announced the launch of the Claymore Short Duration High Income ETF. The goal of the ETF is to maximize total returns, consisting of both tax efficient monthly distributions and capital appreciation, and to preserve capital. “We continue to believe that good income products are critical for Canadian investors,” said Som Seif, president […]
Canada is in the midst of a bull market in yield securities. Retail and institutional investors alike are clamouring for securities generating and paying a steady cash flow. The demographics of this country provide strong evidence of why the demand for yield has seemingly accelerated in recent years.
The divide used to be fairly clear: Equities for the young ’uns, income solutions for retired folks. The mere mention of the word “dividend” to a pre-retiree sitting across your desk might have drawn stares.