ACM specializes in pooled Canadian commercial mortgage funds
Banks and other lenders have been stretching out amortizations to reduce monthly payments
If high rates persist, fraudulent activity could accelerate
Credit card debt outpaced other forms of non-mortgage borrowing
The first $500 top-up was rolled out just before Christmas and distributed $402 million
Lofty post-pandemic outlays can't last, given higher debt servicing costs
"This may be the last hurrah for a while for home prices," chief economist says
HELOC balances decline, cooling credit card and mortgage growth
Housing markets have settled down in recent months with prices moderating
High prices and interest rates pose challenges to the home-building and mortgage sectors